SACCO Secrets

Well-run SACCOs consistently pay dividends of 8% to 14%—beating bank savings and MMFs. But bad SACCOs can swallow your life savings in a single audit. The difference between a gold mine and a trap is knowable, if you know what to look for in their financial statements.

This book teaches you how to tell a SASRA-regulated SACCO from a risky one, how to calculate your real dividend return, and how to use SACCO loans strategically to build assets instead of falling into debt. Stop guessing which SACCO to join and start using the numbers to secure your future.